October is here, and while the temperatures are reminiscent of Summer, the leaves are turning colors and football is in full swing!  As always, there are a lot of things happening here.  A Business After Hours was held at our Crestline location, and it was very well attended by the community.  We are as excited to be there as they are to have us.

Our fiscal year closed at the end of June, and we are proud to announce another strong year.  As we continue to prepare for our Annual Meeting in November, I have attached the Annual Report in the Investor Relations tab of the front page in the event you are interested in reviewing it.

We are proud to be YOUR community bank!

Thank you,

Brad