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Business Loans

More business and real estate owners and investors in Ohio are discovering that First Federal Community Bank has the resources, flexibility and expertise to get business deals done

Term Loans 

Purchases for the business such as vehicles, power equipment, office furniture, etc. in an effort to foster business growth.  A set term gives you the budgeting stability of a fixed payment. Principal and interest repayment for term loans can also be customized according to your business’ cash flow needs.  

Construction & Development Loans 

A business wants to maximize the potential property by making improvements to the facility or expansion.  Developers and investors who purchase underutilized land or run-down properties must obtain commercial real estate construction loans to make the land, and any buildings on it, usable. 

Commercial Investment Real Estate 

Investment real estate is real estate that generates income or is otherwise intended for investment purposes rather than as a primary residence. It is common for investors to own multiple pieces of real estate, one of which serves as a primary residence while the others are used to generate rental income and profits through price appreciation. 

Agricultural Loans 

Line of Credit – Establish a line to be used for items such as seed, land rent, chemicals, fertilizer, livestock, equipment, buildings.

Special Loan Programs – Loan programs are offered through United States Department of AGRUCIU (USDA) or Farm Service Agency (FSA).

Farm Service Agency Handbook

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