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These accounts are the heart of your finances and will fit your lifestyle. With five unique account options, First Federal Community Bank has you covered.

NOW Account

This is an interest-bearing checking account that gives you unlimited check-writing privileges and no service charge when you maintain the minimum daily balance of $250. When your balance falls below $250 any day of the statement cycle, the monthly service charge is $10. A $250 deposit is required to open this account. There is no minimum balance requirement or service charge if 55 years of age or older.

Personal Advantage

Does your employer offer direct deposit? If so, we have the perfect account for you. With direct deposit, there is no minimum balance requirement and no monthly service charge on this account. Your first order of 25 checks is free. The minimum opening deposit is $50. If no Direct Deposit is posted within 30 days, a maintenance fee of $10 will be charged.

Student Advantage

Students need every possible advantage! We now have just the account for the college student with no minimum balance requirement, no monthly fees, no foreign ATM fees on debit card transactions, and free online banking, with the option to sign-up for text message and email alerts! We require $50 to open the account and a student ID. The first 25 checks are free. The student can either receive an end-of-month statement or sign-up to receive an e-statement through online banking. This account is for students attending college full-time, and the bank should be informed of any student status changes. Please see a customer service representative for details.

Patriot Checking

Patriot Checking is our way to give back to those that protect and service. Designed specifically for Veterans, Active Military, Police Officers, Fire Fighters & EMT.

  • $50 to open plus money match of $50.00
  • Opening deposit match will result in 1099 for matched amount
  • No Minimum Balance
  • No Foreign ATM charge
  • No Fee on Official Checks
  • First 25 checks free
  • Non-Interest Bearing Account
  • .25% Interest Rate discount on consumer loans

Teen Advantage

  • Opening Deposit $50.00
  • No Minimum Balanced Required
  • No Foreign ATM charges
  • Non-Interesting Bearing Account
  • Debit card limit daily of $200.00
  • No checks on account
  • For ages 16-18, with parent/guardian on account;
  • Account switched to Personal Advantage at the age of 18
  • Free online banking and Phone App

Ready to Get Started?

Open an Account

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