Personal Card – Low Rate
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Features
- No annual fee.
- Low introductory rate for the first six months.¹
- Competitive ongoing APR. ¹
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR ¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
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Personal Card – World / Preferred Points Reward
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Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months. ¹
- Competitive ongoing APR. ¹
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR ¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged; these fees are listed on the downloadable application.
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To Apply Now
Visit the application link below.
Consumer Credit Card Application
¹ Please see application for information about current APRs and fees.
Note: We do not process the card application at First Federal Community Bank, so communication regarding your submitted application will need to be made with TIB. You can speak with a representative at TIB by calling 800-367-7576 or emailing tibcustomerservice@tib.bank
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